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AI CFO copilot · for founders

Know your runway,
your leaks, and your
next move.

Vael connects to your bank, invoices, and spend, then tells you in plain language how long the money lasts, what is bleeding it, and the first cut to make. A copilot for your numbers, not another dashboard.

Free tier, no card

Model-agnostic

Not advice, a copilot

Runway
Northwind Labs · this month
0.0months

$0 in the bank · $0/mo net burn

burn

Leak found · 8 idle Salesforce seats

Paying for 14 seats, only 6 in use

-$1,840

read by gpt-4.1-mini · plain language, not a dashboard

01The problem

Flying blind on the numbers is the founder's default state.

The money is spread across a bank, a card, an invoicing tool, and a dozen subscriptions. By the time it adds up in a board deck, the moment to act on it has passed.

You do not need another chart. You need someone to look at the mess and say, plainly: here is how long you have, here is what is bleeding, and here is what to do about it.

That reading is judgment work. It means holding a hundred messy line items in your head at once and knowing which ones matter. It is the job a good CFO does, and most founders do not have one yet.

43%

of seed startups cannot say their runway to the week without opening a spreadsheet first.

$4.9k

the median monthly leak in duplicate tools and idle seats a founder finds the first time they look closely.

3 weeks

the usual lag between a cost quietly climbing and anyone on the team noticing it.

Figures illustrate the segment Vael is built for.

02How it works

How Vael reads your money

Five steps, one continuous read. Connect the money, let the model read it, and get your runway, your leaks, and your next move.

Step 01 / 05Connect

Connect your money

Link your bank, card, and invoicing in a few minutes, read-only, through trusted providers. Or paste a month of numbers to start.

bank · invoices · spend
  1. Connect your money

    Link your bank, card, and invoicing in a few minutes, read-only, through trusted providers. Or paste a month of numbers to start.

  2. Vael reads every line

    A language model reads the whole ledger: messy exports, odd vendor names, one-off charges. It sorts what is recurring from what is noise.

  3. Your real runway

    It works out cash against net burn and tells you how long the money lasts, in plain language, to the week.

  4. What is bleeding money

    It flags duplicate tools, idle seats, and costs that do not match the team, with the reason each one was caught.

  5. Your next move

    It hands you the first cut to make, ranked by how much runway it buys back, and every step is reversible.

03See it work

See your runway

Here is a real, messy set of seed-stage numbers. This is what Vael reads out of it. Switch between the runway, the leaks, and the cuts.

Northwind Labs · pastedUSD
Northwind Labs, numbers as of end of last month (USD)

Cash in bank: $610,000
MRR: $41,200 (up from $38,900)

Monthly spend:
- Payroll, 8 people: $88,000
- Contract designer (part time): $4,300
- Contract data eng: $5,200
- AWS: $6,800   // was ~4,900 the month before
- Datadog: $2,100
- Salesforce, 14 seats: $3,220
- Notion: $480
- Coda: $390
- Amplitude: $1,150
- Mixpanel: $900
- Google Workspace: $560
- Brand marketing retainer: $7,500
- Paid ads: $3,900
- Legal (financing + incorporation): $12,400   // one off this month
- Office + misc: $2,050
messy in · plain language out
7.4months of runway
Cash
$610,000
Revenue
$41,200/mo
Net burn
$82,300/mo

You have 610,000 in the bank against 82,300 a month of net burn, so about 7.4 months of runway. Revenue is climbing, which helps, but three subscriptions and one marketing retainer are quietly taking a real bite. Trim those and you buy close to a month.

The next move

Pause the brand retainer and drop the 8 idle Salesforce seats this week. Together they add close to a month of runway, and both are reversible.

routed to openai:gpt-4.1-miniRun your own numbers
04What Vael does

A CFO's read, on every part of the money

Not a wall of charts. Six reads a founder actually acts on, each in plain language.

Plain-language runway and burn

How long the money lasts, to the week, and what your true net burn is once one-off charges are set aside. Said in a sentence, not a spreadsheet.

7.4months, at $82,300/mo net burn

Leak detection, with reasons

Duplicate tools, idle seats, a charge that does not match the team. Every flag comes with the reason it was caught, so you can trust it or dismiss it.

Cost-cut suggestions, ranked

The cuts that buy back the most runway first, each with the dollars saved and the days of runway it adds. All reversible.

Month-over-month anomalies

Vael tells you what looks off this month before it becomes a habit. AWS up 39% with no traffic jump gets a flag, not a shrug.

Model-agnostic routing

A simple read routes to a fast model, a messy ledger to a stronger one. You never pick a model, and no single outage stops the read.

Connects to your stack

Bank, card, and invoicing through trusted providers, read-only. No connection yet? Paste a month of numbers and Vael reads that too.

05Built AI-native

A language model is the engine, not a feature bolted on

Vael was designed around the model from the first line of code. Take the model away and there is no product left, only another place to store numbers.

// the read, routed
complete({ difficulty: "standard" })
→ openai:gpt-4.1-mini
complete({ difficulty: "hard" })
→ openai:gpt-4.1 · falls back down the table

The reading is the model

Turning a messy pile of line items into a sentence a founder can act on is language work, not arithmetic. It reads vendor names, spots duplicates, and separates a one-off from a trend. That is only possible with a modern language model. Vael does not exist without one.

Model-agnostic by design

Vael routes each read across models: a fast one for a clean ledger, a stronger one for a messy or contradictory one. Prices and capabilities move every month, so the model layer is the one part we keep swappable. You never choose a model.

Grounded, then checked

Every figure is tied back to a line in your data, and the headline runway number is recomputed in code from cash and burn, so a model slip never becomes your runway. The model reasons. The math is verified.

06Where Vael stands

Not advice. A copilot.

Vael reads the money and tells you what it sees, clearly and with its reasons. What you do next is yours. It is a copilot for the numbers, not a licensed advisor, and it never pretends otherwise.

What it does
  • Reads your numbers and explains them in plain language
  • Shows your runway, leaks, and the next cut to make
  • Flags what looks off this month, with the reason
  • Keeps every figure tied back to a line in your data
What it does not
  • Give investment, tax, or accounting advice
  • Move money, file anything, or touch your accounts
  • Replace your accountant or your fractional CFO
  • Make the decision for you. You stay in the seat
07Founders

Built for the seat you sit in

Early teams using Vael to keep a hand on the money without hiring a CFO first.

I used to find out we were over budget in the board deck. Now Vael tells me on a Monday, in a sentence, and shows me the line to cut. It found a duplicate analytics tool and eight seats we were not using in the first week.
PN
Priya Nadar
Cofounder and CEO, Sundeck
We do not have a finance hire yet, so the numbers lived in my head and a spreadsheet I dreaded opening. Vael reads the mess and gives me a straight runway number I actually trust. It bought us back most of a month.
MB
Marcus Bell
Founder and COO, Trailhead Robotics

Composite quotes from design partners. Company names are illustrative.

08Pricing

Start free. Upgrade when the numbers matter.

Free forever for one account. Operator for every account and the full read. Scale for a finance team. Prices show in your local currency.

Shown in

Free

One account, real runway

Freeforever

Connect one account or paste a month of numbers and get your real runway with basic leak detection. Enough to know where you stand.

Start free
  • One connected account
  • Plain-language runway and burn
  • Basic leak detection
  • Monthly read, up to 8 analyses
  • No card required

For a founder who wants a straight answer on how long the money lasts.

Most chosen

Operator

Every account, every leak

$49/month

All your accounts, full leak detection with the reason each was flagged, cost-cut suggestions, and alerts when something looks off this month.

Start Operator
  • All connected accounts
  • Full leak detection with reasons
  • Cost-cut suggestions, ranked by impact
  • Month-over-month anomaly alerts
  • Model-agnostic routing for hard reads
  • Export to CSV and PDF

For an operator running the numbers every week, not once a quarter.

Scale

For a finance team

Custom

Everything in Operator, plus SSO, multiple entities, role controls, priority routing, and a named contact. For teams standardizing on Vael.

Talk to sales
  • Multiple entities and currencies
  • SSO and role-based access
  • Priority model routing and support
  • Audit log and data residency options
  • Shared workspace for the finance team
  • Named contact and onboarding

For a company with a finance lead and more than one set of books.

Prices are shown in your local currency, converted from the USD home price at a fixed rate. Sales tax is added where it applies. Vael is a copilot for your numbers, not financial, investment, tax, or accounting advice.

09Questions

Before you connect a thing

Know your runway by
the end of the day.

Start free, no card. Paste a month of numbers or connect an account, and Vael reads your runway, your leaks, and your next move.

Not financial advice · a copilot for your numbers